Fast Funding for Your Business with Xerxed Unlimited

 When your business needs quick access to cash, a Merchant Cash Advance (MCA) can provide the funding you need without the hassle of traditional loans.

A merchant cash advance provides upfront funding in exchange for a percentage of your future receivables. An MCA is similar to invoice factoring but relies on the overall strength of your average business checking deposits, rather than specific invoices. A funding company processes your application and determines the amount they are comfortable advancing to you. Once approved, funds can be deposited to your business checking account the very same day. Payment can be made via automatic ACH or by splitting from your credit card processor, and may be taken daily, weekly, bi-weekly or every time you batch your credit card sales.

Benefits of a Merchant Cash Advance

A Merchant Cash Advance offers several key advantages for growing businesses:

• Fast Access to Funds: Receive your advance in as little as 24–48 hours to cover urgent needs or opportunities.
• Flexible Repayment: Payments are tied to your daily sales, so you pay less during slower months and more when business is booming.
• Easy Qualification: With minimal paperwork and no need for traditional collateral, it’s one of the easiest ways to secure funding.
• No Fixed Monthly Payments: Avoid the stress of fixed repayment schedules by aligning payments with your revenue flow.

Support for Growth: Use the funds for inventory, payroll, marketing campaigns, or any other business needs. 

Waiting for unpaid invoices to clear can slow your business down, but it doesn’t have to. Invoice Factoring allows businesses to sell their unpaid invoices to a factoring company in exchange for immediate cash. Instead of waiting 30, 60, or even 90 days for payments, you receive a significant portion of the invoice value upfront, helping you maintain steady cash flow and meet operational needs.

Benefits of Invoice Factoring

• Improved Cash Flow: Access the cash you need without waiting for clients to pay their invoices.
• No Additional Debt:  Invoice Factoring doesn’t create debt— unlock the value of your existing invoices.
• Fast Funding: Access to funds in as little as 24 hours.
• Flexible Growth Support: Make payroll, purchase inventory, or invest in new opportunities.
• Reduced Administrative Burden: Focus on running your business and let us handle collections.
   

 Equipment Financing is a loan or lease specifically designed to help businesses acquire the equipment they need to operate and grow. When it’s time to upgrade or replace equipment, finding the right financing is essential. We specialize in Equipment Financing solutions tailored to meet the needs of growing businesses. 

Benefits of Equipment Financing

• Preserve Cash Flow: Avoid large upfront costs by spreading payments over time, keeping more cash available for other business needs.
• Tax Benefits: Potential tax deductions for equipment purchases, improving your financial position.
• Fast Access to Funds: Approvals as fast as the same day.
• Boost Efficiency and Productivity: Upgrade outdated tools to improve efficiency, service quality, and customer satisfaction.
• Ownership or Lease Options: Choose ownership or leasing, depending on what works best for your business model.
  
   

A Business Line of Credit offers the flexibility every business needs to thrive. With us, small businesses benefit from faster approval times and a simple application process. 

A Business Line of Credit is a revolving credit option that gives you access to a set amount of funds whenever you need them. Unlike traditional loans, you only pay interest on the amount you draw, making it a flexible and cost-effective way to manage your cash flow.  

Benefits of a Business Line of Credit

A Business Line of Credit offers several advantages, especially for growing businesses:

• Fast Approval: Qualify for funding and receive approval as quickly as the same day. 
• Flexible Use: Draw only the funds you need, when you need them. A line of credit adapts to your needs.
• Revolving Access: As you repay, Your credit becomes available again, providing continuous support for your business.
• Improved Cash Flow: Manage seasonal highs and lows or unexpected expenses without disrupting operations.

A Business Term Loan can provide the stability and funding you require. We make it simple to secure the funds you need with predictable payment schedules, competitive rates, and a fast approval process. Whether you’re expanding operations, upgrading equipment, or investing in your team, our Business Term Loans are designed to help businesses like yours thrive. 

Benefits of a Business Term Loan

• Predictable Payments: Fixed repayment terms - you’ll know exactly what to expect each month, making it easier to budget and manage cash flow.
• Longer Repayment Periods: Spread payments out over a longer term to reduce monthly costs and focus on growth.
• Competitive Interest Rates: Lower rates compared to other funding options, especially for qualified borrowers.
• Flexibility for Growth: Use the funds for virtually any business purpose, from purchasing inventory to expanding your facilities or hiring new staff.
  
   

A Commercial Real Estate Loan can provide the funding you need to purchase your first commercial property, expanding your footprint, or renovating an existing space. We specialize in helping businesses like yours secure the capital necessary to invest in their future—with competitive rates, fast approval, and flexible terms. These loans are typically secured by the property itself, providing borrowers with larger loan amounts and longer repayment terms compared to other funding options. 

Securing a Commercial Real Estate Loan doesn’t have to be complicated. We pride ourselves on offering a streamlined process and borrower-focused solutions. Here’s what sets us apart:

• Fast Approvals: Timing is critical in real estate; our loans can be approved in as little as 24 hours.
• Simple Qualifications: Businesses that have been operational for six months, earn $60,000+ annually, and have a credit score of 600 or higher with sufficient collateral may qualify.
• Diverse Property Types: Whether you’re investing in retail, industrial, or office space, we’ve got you covered.

Benefits of Commercial Real Estate Loans

• Ownership Advantages: Build equity in your property over time, creating a valuable asset for your business.
• Competitive Rates: Secure funding at lower interest rates compared to other forms of borrowing.
• Flexible Use of Funds: Cover property purchases, construction costs, or extensive renovations.
• Tax Benefits: Enjoy potential tax advantages, including deductions for interest and depreciation.